Financial Stability

Financial Stability

Securing families’ finances so that they can weather any storm

In our local community and in alignment with United Way’s national goals, United Way of Southern Nevada is committed to helping families improve their financial situation through financial literacy programs, tax services, and long term savings planning.

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Our Mission
To help all individuals and families work towards the goals of financial self-sufficiency through education, support and training.

Our Vision
Create a cycle of financial success for individuals and families in order to build long-term economic independence.

Our Goals

  • Increase access to family-sustaining employment.
  • Increase access to income support such as the Earned Income Tax Credit.
  • Increase financial management knowledge and skills.
  • Increase access to low-cost financial products and services to build stable financial resources.


Driving Results that Allow Individuals and Families to Prosper (2010-2013)

  • More than 18,100 total tax returns have been filed, with $13.3M in tax credits returned and a total of $23.9M in tax refunds provided back into the community
  • More than 17,000 kids, grades 1-5, participated in financial literacy education, showing a 49% increase (in ‘11-‘13) in financial fluency
  • More than $18,500 saved by the students of Walter Bracken Elementary School through the Piggy Bank Program
  • Nearly 3,100 high school students received financial literacy education in 26 High Schools through the United Way/Citi “$MART” Program with 61% earning their certification in financial literacy (‘12 – ’13 school year)


Aligning our community impact work in Education, Financial Stability, and Health, United Way recognizes that it takes a healthy, educated child to become a financially self-sufficient adult, and that it takes a financially stable family to foster the health and education of its children.

Scot Gets Free Tax Help and Continues to Make Music

Scot-Rammer-compiledOn a beautiful day on Dec. 6, 2008, Scot Rammer felt a tingle shoot up his leg. His whole life changed from that moment on. Scot suffered a stroke at the age of 49 that almost took his life.

A proud, single father of two daughters, ages 12 and 10, Scot’s right side is now partially paralyzed, but the musician and composer who has been crafting his art for more than 30 years continues to make music on his keyboard. Making his life easier, he recently got his taxes prepared for free at a United Way volunteer income tax assistance site.

A composer since the 70s, Scot has played piano, conducted or arranged music for Lola Falana, Paul Williams, James Darrin, Little Anthony and the Imperials, and the Smothers Brothers, to name a few.

Longtime locals who watch television have heard Rammer’s music. He is responsible for several well-known local commercial jingles and also composed music for local shows.

In 2008, Rammer was at the top of his musical career until he was fighting for his life. His children did not know if he would pull through, with three months in the hospital and six months in a rehabilitation center. Against incredible odds, he has made his way back to making music and spending time with his children. His latest creation, a song titled “Coma” is a musical interpretation of what he remembers of his 30 days in a coma.

Rammer needed help with his taxes for a couple of years prior to his stroke. With his work as a composer receiving royalty payments, his taxes were very complicated. Through United Way’s free tax site at HopeLink of Southern Nevada, IRS-certified volunteers were able to help Rammer with his taxes.

“Having my stroke, getting my taxes done was more than I could deal with,” said Scot. “They are very seasoned people, who are very giving of their time. There is no way I could afford to get my taxes done, I am so thankful for this service.”

Individuals and families must have a household annual income of $52,000 or less to be eligible for United Way’s “Earn It Keep It Save It” free tax preparation program and can file for tax year 2013 or for years past.

For more information about the free tax preparation program, please visit or dial 2-1-1.

A Georgia Girl Does a Happy Dance When She Discovers Her Tax Refund Amount

Born in the town made famous by “Gone with the Wind,” Kayla is a Georgia girl who moved to Las Vegas last summer to complete her Master of Fine Arts (MFA) degree at University of Nevada, Las Vegas (UNLV). As a busy student, writer and an aspiring Elvis impersonator, in her spare time Kayla likesContinue Reading

2014 EITC Day Unites the Community

Showing united community support, Nevada Congresswoman Dina Titus, Las Vegas Mayor Carolyn Goodman, Henderson Councilwoman Gerri Schroder and United Way of Southern Nevada President and CEO Cass Palmer all helped to kick off the tax season during the 2014 Earned Income Tax Credit (EITC) Awareness Day on January 30, 2014. The dignitaries were all passionate aboutContinue Reading

Create a Budget | Resolutions for Life

Having control over your money is important, both for your financial well-being and for your peace of mind. Creating a budget can help you feel more in control of your finances and allow you to save more money for your short- or long-term goals. The following strategies can help you build your personal budget spreadsheet.Continue Reading

It’s Tax Time! | 2014 Free Tax Preparation

For many Valley residents like Sandra, when January comes around the thought of filing their taxes brings fear and trepidation. A single mother, Sandra wanted to find a tax preparer that she could trust with her personal information, who could help get all the money that belonged to her and she needed to find theContinue Reading

Free Tax Preparation Sites 2014

Free Tax Preparation Volunteer Income Tax Assistance (VITA) Sites If you earned less than $52,000 in 2013, you can receive free tax assistance preparation and e-filing, delivered by IRS-certified volunteers at the following Volunteer Income Tax Assistance sites throughout Clark and Nye Counties. Dates and locations are subject to change. Dial 2-1-1 or visit forContinue Reading

“Earn It Keep It Save It” Recognizes Volunteer Superstars

United Way of Southern Nevada’s “Earn It Keep It Save It” collaborative just celebrated a highly-successful 2013 tax season on Thursday, May 23rd at Las Vegas City Hall. “Because of the hard work and dedication of our Earn It Keep It Save It volunteers, we are helping ensure thousands of families receive the money thatContinue Reading

Sandra’s Super Duper Saturday

Sandra didn’t know what to expect when she arrived at the United Way “Earn It Keep It Save It” Super Saturday at Heinrich YMCA on March 16. The single mom of nine-year-old son David knows what it’s like to struggle. The breadwinner for her family, Sandra’s mom also lives at her home. Last year, SandraContinue Reading

Free Tax Preparation | An Unexpected Helping Hand

Andrea was struggling under the burden of paying for a college education, but an experience that she had on February 23, 2013 helped bring light to her future. Andrea heard on the news that United Way of Southern Nevada was providing free tax preparation for families whose household incomes are less than $51,000 at a SuperContinue Reading

Jessica and Michael Receive Free Tax Help

For struggling families in southern Nevada, tax time comes with the anticipation of receiving a refund but the uncertainty of tax preparation. Many families still do not know that United Way of Southern Nevada’s “Earn It Keep It Save It” collaborative provides free tax preparation at 34 Volunteer Income Tax Assistance (VITA) sites across the Valley.Continue Reading

Giving Place | Financial Stability

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